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  • Every week, an expert selected by ET answers queries from our readers on tax levies

    Publish Date : 23 Mar 2016

    In reply to a query you have clarified that payment of monthly pension (EPS) from EPFO and arrear are taxable. But according to me this payment being part of the accumulated balance due and becoming payable to an employee participating in a recognised PF shall be excluded from the computation of his total income us section 10(12) of the Act read with Rule 8 of Part A of Schedule IV of the Act. However, pension from approved Superannuation Fund (baring the 13 rd commuted portion) is taxable --DHANRAJ BAID

    In reply to a query you have clarified that payment of monthly pension (EPS) from EPFO and arrear are taxable. But according to me this payment being part of the accumulated balance due and becoming payable to an employee participating in a recognised PF shall be excluded from the computation of his total income us section 10(12) of the Act read with Rule 8 of Part A of Schedule IV of the Act. However, pension from approved Superannuation Fund (baring the 13 rd commuted portion) is taxable --DHANRAJ BAID

    In the recent Budget, finance minister has brought a new tax deduction of Rs. 50,000 for first home buyers, provided the value of their house is below Rs. 50 lakhs and loan amount is below Rs. 35 lakhs.Is the deduction available if I purchase a plot (without any construction) in a residential housing scheme? -MANAL SHAH

    The deduction us.80EE of `50,000as proposed in the Budg et is in respect of interest on loan taken in respect of purchase construction of residential house property. The said deduction will not be available in respect of purchase of a plot (without any construction).

    10% tax on dividends in excess of Rs. 10 lakh has been proposed. Is the tax payable on the entire dividend income or only on income which exceeds ten lakhs, and will this include dividend from MFs? --SS RUSTGI

    As proposed in the Budget, dividend received from Indian companies in excess of `10 lakhs will be taxable in the hands of the individual, HUF or firm assessees. This does not include the income distribution by MFs and it will still continue to be exempt in the hands of the investor.  - www.economictimes.indiatimes.com

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